Financial Billing & Insurance Information

Insurance Coverage - Medical Health Plans

Laurel Health accepts Medicare, Medicaid, and most major commercial medical insurances, including health plans from:

• United Healthcare
• Humana
• AmeriHealth
• UPMC
• Geisinger
• Blue Cross
• Highmark

We also accept sliding fee coverage and other financial aid programs like the Children's Health Insurance Program (CHIP). 

Are you uninsured or underinsured? Our certified application counselors can help you find a plan that is a good fit for your needs. We can also help you navigate the online insurance exchange and enroll in healthcare coverage. We offer free enrollment assistance for Medicaid and commercial healthcare.gov plans. Our team can take some of the stress out of choosing a healthcare plan by providing a free, unbiased comparison of health insurance options on the PA insurance marketplace, Pennie.com. 

These services are offered free to our community; you do not have to be a Laurel Health patient to schedule a free consultation with our enrollment counselors. For assistance with health insurance enrollment, reviewing your financial aid eligibility, or applying for assistance, call our certified enrollment counselors at 570-723-3424. 

If you'd like to discuss a bill you received or have a question about insurance coverage, call our billing office at 1-877-723-0589. 

Insurance Coverage - Dental Plans

Laurel Dental is happy to assist patients with submitting claims to any dental insurance plan. We currently participate as in-network providers for United Concordia, UPMC, AmeriHealth Medicaid, and Medical Assistance. Many additional dental insurance carriers provide reimbursement for out-of-network / non-participating offices, though they may be paid at a different tier than in-network providers. 

For in-network carriers, you may owe a deductible or co-pay for certain services; others may be covered at 100% based on your plan. For out-of-network carriers, you pay your Laurel Dental bill at the time of your visit, and Laurel Dental will submit the claim to your insurance on your behalf. Your insurance will then reimburse you directly for the covered amount defined by your insurance plan (e.g., if you pay $150 for your visit and your plan covers $75 of that service for out-of-network offices, you will receive the $75 reimbursement directly for that visit after your insurance processes the claim). 

If you have questions about your dental coverage, we recommend reaching out directly to your dental carrier or reviewing their website to double check reimbursement tiers. Some plans have different levels of reimbursement based on whether a provider is in-network or out-of-network. 

Our dental billing team is available to discuss your payment options and any billing questions or concerns. If you cannot afford to pay upfront for services, Laurel Dental can help you set up a payment plan to pay for services over time. We also offer a sliding fee program to income-eligible patients to help with healthcare costs. Laurel Health's free enrollment counselors are available to assist families with reviewing their eligibility for additional coverage and financial assistance. 

To speak with our dental billing team, please call your Laurel Dental office and select the "dental billing" prompt from the phone's welcome menu. Contact information for each Laurel Dental office is listed below: 

Blossburg: 570-638-3468

Laporte (Sullivan County LHC): 570-946-4363

Lawrenceville: 570-827-0145

Towanda (York Avenue): 570-828-3992 

Towanda (Progress Plaza): 570-265-2069

Troy: 570-297-3746 

The Benefits of Using In-Network Providers

Many health insurance plans have different levels of coverage based on whether facilities and providers are considered “in network.” This term refers to doctor's offices, hospitals, and healthcare professionals your insurance plan contracts with to provide care to its members. Laurel Health participates with and accepts a wide variety of health insurance carriers, including both medical and dental plans. 

There are many benefits to selecting an in-network provider for healthcare services. Some of these advantages include: 

• Lower costs: At an in-network provider, services are provided at a lower rate that's been determined by your healthcare plan. Choosing an in-network provider results in lower overall healthcare costs. 
  
  
• Deductible expenses: Fees you pay at an in-network provider count toward your out-of-pocket maximum and annual deductible. Some insurance plans have separate deductible amounts or limited coverage for out-of-network care. 
  
  
• Accurate and efficient claim processing: The details for in-network providers and facilities are already on file with your insurance plan, which makes for quick and accurate claim processing. 

How to Pay Your Bill

If you have insurance coverage, your claim will be processed through your insurance company before you receive a bill. Should you owe additional payment following your insurance's reimbursement, you will be asked to remit payment to our billing office.

If you have a question about how insurance covered your visit, please contact your health insurance company directly. If you have a question about your bill, call us at 1-877-723-0589.

You can pay your bill by returning the payment voucher by mail, in person at your Laurel Health office, or over the phone by calling the phone number listed on your bill. Laurel Health is currently in the process of adding a dedicated online bill pay option as well. Co-pays for office visits are due at the time of your appointment. We accept payment by cash, credit card, debit card, or check.